:root{--ink:#1b2333;--muted:#5b6475;--navy:#1f3a68;--blue:#3d6fd1;--bonnet:#5a7fe0;--sand:#f6f1e7;--clay:#c8643b;--line:#e3e0d8;--bg:#fffdf9;--r:12px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:Georgia,"Iowan Old Style","Palatino Linotype",serif;line-height:1.2;color:var(--navy)}
h1{font-size:clamp(1.9rem,4vw,2.7rem);margin:.2em 0 .4em}h2{font-size:1.5rem;margin-top:1.8em}h3{font-size:1.15rem}
a{color:var(--blue)}a:hover{color:var(--clay)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
.site-header{background:#fff;border-bottom:3px solid var(--navy);position:sticky;top:0;z-index:5}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;font-family:Georgia,serif;font-weight:700;color:var(--navy);text-decoration:none;font-size:1.1rem}
nav#nav{display:flex;gap:4px;align-items:center;flex-wrap:wrap}nav#nav a{padding:6px 10px;border-radius:8px;text-decoration:none;color:var(--ink);font-size:.95rem}
nav#nav a[aria-current]{background:var(--sand);color:var(--navy);font-weight:600}nav#nav a:hover{background:var(--sand)}
.btn-sm{background:var(--clay)!important;color:#fff!important;font-weight:600}
.navbtn{display:none;border:1px solid var(--line);background:#fff;border-radius:8px;padding:6px 12px;font:inherit}
@media(max-width:860px){.navbtn{display:block}nav#nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px;border-bottom:1px solid var(--line)}nav#nav.open{display:flex}}
.hero{background:linear-gradient(135deg,var(--navy),#2b4f8f 60%,var(--bonnet));color:#fff;padding:64px 0 56px;margin-bottom:36px}
.hero h1{color:#fff;max-width:760px}.hero .lede{color:#e6ecfa;max-width:720px;font-size:1.15rem}.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:#f3c9a8;font-weight:700}
.btn{display:inline-block;background:var(--clay);color:#fff;padding:11px 20px;border-radius:999px;text-decoration:none;font-weight:600;border:2px solid var(--clay);cursor:pointer;font:inherit;font-weight:600}
.btn:hover{color:#fff;filter:brightness(1.08)}.btn.ghost{background:transparent;color:inherit;border-color:currentColor}.hero .btn.ghost{color:#fff}
.lede{font-size:1.1rem;color:var(--muted)}.meta,.small{font-size:.85rem;color:var(--muted)}
.grid4{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:18px}
.two{display:grid;grid-template-columns:1.2fr 1fr;gap:32px;margin:40px 0}@media(max-width:860px){.two{grid-template-columns:1fr}}
.tile{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);box-shadow:0 1px 2px #0000000d;transition:.15s}
.tile:hover{transform:translateY(-2px);box-shadow:0 6px 18px #1f3a6822;color:var(--ink)}.tile span{font-size:1.6rem}.tile h2{font-size:1.2rem;margin:.4em 0}.tile p{margin:0;color:var(--muted);font-size:.95rem}
.sechead{display:flex;justify-content:space-between;align-items:baseline}.sechead h2{margin-top:0}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;margin-bottom:14px}.card h3{margin:.2em 0 .3em}.card h3 a{text-decoration:none;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:.95rem}
.card.plain ul{margin:.3em 0;padding-left:1.2em}
.pill{display:inline-block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:2px 8px;border-radius:999px;background:var(--sand);color:var(--navy);text-decoration:none}
.pill.houston{background:#fde6da;color:#9b3f16}.pill.texas{background:#dfe8fb;color:#1f3a68}.pill.national{background:#e7efe2;color:#35602a}.pill.t{text-transform:none;font-weight:500}
.cta-pair{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:40px 0}@media(max-width:700px){.cta-pair{grid-template-columns:1fr}}
.cta{border-radius:var(--r);padding:22px 24px;border:1px solid var(--line)}.cta h3{margin-top:0}.cta p{color:var(--muted);margin:.3em 0 .8em}.cta a{font-weight:700;text-decoration:none}
.cta-pro{background:var(--sand)}.cta-self{background:#eef3fd}
.crumbs{font-size:.85rem;color:var(--muted);margin:22px 0 6px}.crumbs a{color:var(--muted)}
.prose{max-width:780px}.prose table{border-collapse:collapse;width:100%;font-size:.95rem;margin:1em 0}.prose th,.prose td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}.prose th{background:var(--sand)}
.prose blockquote{border-left:4px solid var(--bonnet);margin:1em 0;padding:.3em 1em;background:#f3f6fd}
.withtoc{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:40px}.toc{position:sticky;top:90px;align-self:start;font-size:.9rem;border-left:3px solid var(--sand);padding-left:14px}.toc a{display:block;color:var(--muted);text-decoration:none;padding:3px 0}.toc a:hover{color:var(--blue)}
@media(max-width:960px){.withtoc{grid-template-columns:1fr}.toc{display:none}}
.disclaimer{background:#fff7ed;border:1px solid #f3d3b4;border-radius:10px;padding:12px 16px;font-size:.92rem}
.faq details{border:1px solid var(--line);border-radius:10px;padding:10px 16px;margin:8px 0;background:#fff}.faq summary{cursor:pointer;font-weight:600}
.source-box{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;background:#fff;border:2px solid var(--navy);border-radius:var(--r);padding:16px 20px;margin:16px 0}
.why{background:#eef3fd;border-radius:var(--r);padding:4px 20px 10px;margin:20px 0}.why h2{font-size:1.15rem;margin-top:1em}
.filters button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;margin-right:6px;cursor:pointer;font:inherit;font-size:.9rem}.filters button.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.check{list-style:none;padding:0}.check li{background:#fff;border:1px solid var(--line);border-radius:10px;margin:8px 0;padding:10px 14px}.check label{display:flex;gap:12px;cursor:pointer}.check input{width:20px;height:20px;margin-top:4px;flex:none}
.score{position:sticky;bottom:12px;background:var(--navy);color:#fff;border-radius:var(--r);padding:16px 20px;margin:20px 0}.score strong{font-size:1.4rem}.score .bar{height:8px;background:#ffffff33;border-radius:8px;margin:8px 0}.score .bar i{display:block;height:100%;background:#f3c9a8;border-radius:8px;width:0;transition:.2s}
form.lead{display:grid;gap:14px;max-width:640px}form.lead label{font-weight:600;font-size:.95rem}form.lead input,form.lead select,form.lead textarea{width:100%;padding:10px 12px;border:1px solid #cfcabd;border-radius:8px;font:inherit;background:#fff}
.hp{position:absolute;left:-5000px}.dlbar{margin:16px 0;display:flex;gap:10px;flex-wrap:wrap}
.site-footer{background:#17243d;color:#c9d2e3;margin-top:60px;padding:40px 0 20px}.site-footer a{color:#e6ecfa;display:block;text-decoration:none;padding:2px 0}.site-footer .sponsor-line a{display:inline}
.site-footer h3{color:#fff;font-size:1rem;font-family:inherit}.cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}@media(max-width:760px){.cols{grid-template-columns:1fr 1fr}}
.sponsor-line{border-top:1px solid #ffffff22;margin-top:24px;padding-top:16px}.site-footer .small{color:#aab4c8}
@media print{.site-header,.site-footer,.noprint,.cta,.crumbs{display:none!important}body{background:#fff;font-size:12pt}.doc h1{color:#000}}